What is the scariest thing to you about buying your first home? Is it the money? Commitment? Regular maintenance? Stability? Understanding what you're signing? Finding the right place?
When I bought my first home I was terrified by the sheer magnitude of the money involved. I couldn't really even fathom what $200,000 was. The most I had made in a year so far was less than $20,000 and I just didn't comprehend how I could commit to buying something that was worth more than I would make in 10 years at the rate I was going. Why would a bank even loan to me? I was lucky that my Dad helped me immensely with both the down payment and getting the loan. Otherwise the bank probably wouldn't have!
It still seemed like such a huge commitment to owe that much money each month. I had always had roommates. They would contribute a big portion of the amount needed for the mortgage payment. But what if one of them moved out? Yikes. I was nervous! But I went for it.
I was SO glad I did! I quickly got used to making the monthly payments with no problem. My home felt different. I would look around and see things that I did not like about the house and I realize that I not only COULD change them but that it was actually making an investment in something that I owned. It was improving my own property and when I would eventually sell it would be more valuable. Even just walking out in the backyard felt different. This was my place, my land, my home and no one could take that away from me.
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Heather Thurber is a Sonoma County native with a strong love for and knowledge of the local area. Running her family business for years, Paperbacks Unlimited, has given her extensive experience that she now brings to the real estate industry. She is highly skilled at working one-on-one with clients and will guide you through every step of the process, helping to make your path home as smooth and stress free as possible. A home purchase is often the largest purchase you will make in your life and Heather is 100% committed to providing excellent service and supporting you to make your best real estate decisions with confidence and clarity.